Florida has a statewide rule: after the Governor’s emergency declaration, a county or city may not prohibit one temporary shelter, such as an RV or trailer, on a residential lot where the home was made uninhabitable, when the owner is rebuilding, the unit is connected to water and electric, and the owner lives in it (section 125.023 and section 166.0335, Florida Statutes). Alabama and Mississippi leave it to the city or county. Rules below were read on official city and county pages and codes; we confirm the rules for your address before delivery.
Alabama
| City or county | Rule on living in an RV on your lot | Source |
|---|---|---|
| Mobile and Mobile County | ||
| City of Mobile | After a home is made unfit to live in, an RV may be lived in on the same lot during active construction, up to one year; the director may extend it. Setbacks, water, and sanitary facilities required. | Official source |
| City of Prichard | No rule found on an official page. Check with the city or county. | Permit office |
| City of Saraland | Code bars living in a travel trailer outside an authorized park. No disaster exception found; ask the Building Department. | Official source |
| Town of Dauphin Island | After a disaster, an RV may be a residence for up to 180 days with Town Council review and approval; the Council may extend it. | Official source |
| Unincorporated Mobile County, including Theodore | No county zoning in unincorporated areas. If the home is on a septic tank, adding an RV needs Health Department approval. | Official source |
| Baldwin County | ||
| City of Gulf Shores | An RV on a lot needs a temporary permit from the City Council or its designee. The Council can grant special temporary permits after a hurricane. | Official source |
| City of Orange Beach | A homeowner may live in an RV up to six months while rebuilding, with Community Development approval, an active building permit, and hookups; one extension of up to six months. | Official source |
| City of Foley | No living in an RV in residential districts, except guests up to 14 days a year. No rebuild exception found; check with the city. | Official source |
| City of Fairhope | Sleeping in a camper or trailer overnight is barred outside licensed parks, except up to 14 consecutive days on a lot with an occupied home. Check with the city. | Official source |
| City of Daphne | A travel trailer may not be lived in outside an RV park. No rebuild exception found; check with the city. | Official source |
| City of Spanish Fort | After a natural disaster, a travel trailer may be lived in up to 12 months while the home is rebuilt, parked behind the front setback line. | Official source |
| Unincorporated Baldwin County | In zoned planning districts, an RV for up to 18 months after a disaster, with a Planning and Zoning site plan, setbacks, and a permitted sewage system. | Official source |
Inland Alabama
| City or county | Rule on living in an RV on your lot | Source |
|---|---|---|
| Brewton and Atmore (Escambia County, AL) | ||
| City of Brewton | Code bars living in a travel trailer outside an authorized trailer park. No rebuild exception found; ask the city. | Official source |
| City of East Brewton | Zoning bars living in a travel trailer outside an authorized manufactured home park. No rebuild exception found; ask the city. | Official source |
| City of Atmore | A travel trailer may be lived in temporarily while a home made unusable by a disaster is rebuilt. No time limit or permit step stated; check with City Hall. | Official source |
| Town of Flomaton | No rule found on an official page. Check with the city or county. | Permit office |
| Unincorporated Escambia County | No rule found on an official page. Check with the city or county. | Permit office |
| Andalusia (Covington County) | ||
| City of Andalusia | No living or sleeping in an RV on a residential lot or in a location not approved for it. No rebuild exception found; ask Planning and Development. | Official source |
| City of Opp | No rule found on an official page. Check with the city or county. | Permit office |
| City of Florala | No rule found on an official page. Check with the city or county. | Permit office |
| Unincorporated Covington County | No rule found on an official page. Check with the city or county. | Permit office |
| Dothan and Enterprise (The Wiregrass) | ||
| City of Dothan | RVs and travel trailers may be used as temporary living quarters in times of danger or declared emergency. No time limit or permit step stated; confirm with Planning and Development. | Official source |
| Unincorporated Houston County | No rule found on an official page. Check with the city or county. | Permit office |
| City of Enterprise (Coffee County) | RV living only in RV parks; no living in an RV on a residential lot. No rebuild exception found; ask the city. | Official source |
| City of Ozark (Dale County) | Travel trailers may be stored but not occupied. After a disaster, a manufactured home (not an RV) may be lived in on the lot with a permit, up to one year. Ask the city about a trailer. | Official source |
| Selma (Dallas County) | ||
| City of Selma | Code bars house trailers and mobile homes on any lot and living in portable or mobile buildings. RVs not named; no disaster exception found. Check with the city. | Official source |
| Unincorporated Dallas County | No rule found on an official page. Check with the city or county. | Permit office |
| Montgomery area | ||
| City of Montgomery | Occupied mobile dwellings only in a mobile dwelling park or subdivision; RVs on lots treated as storage. No disaster provision found; check with the city. | Official source |
| Unincorporated Montgomery County | No rule found on an official page. Check with the city or county. | Permit office |
| City of Prattville (Autauga County) | RVs on residential lots may not be used for living or sleeping; RV living only in RV parks and campgrounds. No disaster exception found; ask the city. | Official source |
| City of Millbrook (Elmore County) | If the home is destroyed by fire or natural disaster, a camper or RV may stay during the rebuild until the certificate of occupancy or 18 months after the loss. Confirm with Planning and Zoning. | Official source |
| Tuscaloosa County | ||
| City of Tuscaloosa | RVs in a residential district may not be used for living or sleeping. No disaster exception for RVs found; ask the city. | Official source |
| City of Northport | RV living only in RV parks and campgrounds. After a disaster, a manufactured home (not an RV) may be placed on the lot with permits, up to one year. Ask the city about a trailer. | Official source |
| Unincorporated Tuscaloosa County | No rule found on an official page. Check with the city or county. | Permit office |
| Birmingham area | ||
| City of Birmingham | A travel trailer used for sleeping counts as a mobile home: no more than seven days in any six months outside a park. No disaster exception found; ask the city. | Official source |
| City of Hoover | No parking or living in a trailer coach more than four days in any six months outside a permitted park, unless it meets codes for stationary homes. Ask the city. | Official source |
| City of Bessemer | A camping or travel trailer may not be lived in outside an authorized mobile home park. No disaster exception found; ask the city. | Official source |
| Unincorporated Jefferson County | Development Services may permit an RV on your property after fire or natural disaster damage, up to one year, not transferable. Apply first. | Official source |
Mississippi
| City or county | Rule on living in an RV on your lot | Source |
|---|---|---|
| Gulfport and Biloxi (Harrison County) | ||
| City of Gulfport | RV living only in an RV park, except two consecutive days in 30 on the owner's own lot. No storm exception found; ask the city. | Official source |
| City of Biloxi | Temporary Use Permit for a temporary residence on a casualty-damaged lot, up to 12 months, renewable to four years; building permit within 45 days. Confirm a travel trailer qualifies. | Official source |
| City of Long Beach | Temporary residence permit during repair, six months, renewable once for three; another section bans travel trailers as residences. Ask which units qualify. | Official source |
| City of Pass Christian | After a Governor's or presidential declaration covering the city, temporary housing on the lot up to two years while rebuilding. Unit type not named; ask the Code Office. | Official source |
| City of D'Iberville | RV living only in an RV park, except two consecutive days in 30 on the owner's own lot. The Building Official can issue temporary permits; ask. | Official source |
| Unincorporated Harrison County | With a conditional use permit and a building permit, a self-contained RV as a temporary dwelling during reconstruction, up to six months. | Official source |
| Pascagoula and Ocean Springs (Jackson County) | ||
| City of Pascagoula | Permit for a temporary residence on a casualty-damaged lot, up to 12 months, renewable to four years. Confirm a travel trailer qualifies. | Official source |
| City of Ocean Springs | An RV may be stored on the owner's lot only when not used for sleeping. No storm-repair exception found; check with the city. | Official source |
| City of Gautier | No rule found on an official page. Check with the city or county. | Permit office |
| City of Moss Point | After a hurricane, a temporary permit to live in an RV for up to 90 days, with a second 90 days if a building permit is issued and work is progressing. | Official source |
| Unincorporated Jackson County | Emergency permit for a mobile home or temporary structure for families displaced by a hurricane, up to one year, renewable once. Ask whether an RV counts. | Official source |
| Hancock County | ||
| City of Bay St. Louis | No RV may be used as a dwelling outside a designated RV park. The emergency occupancy rule covers manufactured homes, not RVs. | Official source |
| City of Waveland | Temporary Conditional Use for one RV on the lot while a home is built, up to 180 days plus one 180-day request; building permit and inspected foundation required. | Official source |
| City of Diamondhead | No rule found on an official page. Check with the city or county. | Permit office |
| Unincorporated Hancock County | RV use outside an RV park is not allowed; a six-month temporary permit for a deviation is possible with a Planning Commission recommendation. | Official source |
Inland Mississippi
| City or county | Rule on living in an RV on your lot | Source |
|---|---|---|
| Hattiesburg area | ||
| City of Hattiesburg | An RV on any lot may not be used for living or sleeping. No storm exception found; ask the city. | Official source |
| City of Petal | No living or sleeping in an RV on a residential lot; guest trailers up to 72 hours a month. No storm exception for RVs; ask the city. | Official source |
| Unincorporated Forrest County | No rule found on an official page. Check with the city or county. | Permit office |
| Unincorporated Lamar County | RVs are vehicles, not dwellings. After a disaster, a manufactured or mobile home (not an RV) may be approved as a conditional use while the home is rebuilt. Ask the county. | Official source |
| City of Purvis (Lamar County) | RVs and campers may not be used for sleeping in a residential district more than 15 days a year. No storm exception found; ask City Hall. | Official source |
| Town of Sumrall (Lamar County) | No rule found on an official page. Check with the city or county. | None found |
| Lucedale (George County) | ||
| City of Lucedale | An RV on a residential lot may not be used for living or sleeping. No storm exception found; ask City Hall. | Official source |
| Unincorporated George County | No rule found on an official page. Check with the city or county. | Permit office |
| Picayune (Pearl River County) | ||
| City of Picayune | No rule found on an official page. Check with the city or county. | Permit office |
| City of Poplarville | No RV rule for home lots; the Board may approve a temporary permit up to one year for special circumstances. RVs not named; ask City Hall. | Official source |
| Unincorporated Pearl River County | County permit required. Hardship Variance after loss of a dwelling: up to 12 months, renewable; 200 ft front setback unless varied; no RVs inside subdivisions. | Official source |
Florida
| City or county | Rule on living in an RV on your lot | Source |
|---|---|---|
| Pensacola and Escambia County | ||
| City of Pensacola | Zoning code bars living in an RV stored on a residential lot. Florida's shelter law (s. 166.0335) applies after a declared emergency. Ask Building Inspections about hookup permits. | Official source |
| Perdido Key (unincorporated Escambia County) | An RV or trailer is authorized as temporary housing while a damaged home is repaired. Planning and Zoning approves the placement; utility connections need permits. | Official source |
| Unincorporated Escambia County | Allowed as disaster recovery housing by land use permit: one per lot, lived in by the resident, hookups to code. The code says apply within 6 months, up to 18 months; state law also applies. | Official source |
| Santa Rosa County | ||
| City of Gulf Breeze | Living in an RV on a residential lot is barred unless the City Council allows it after a declared disaster by resolution with an end date. Florida's shelter law also applies. | Official source |
| City of Milton | Emergency travel trailer permit after hurricane damage: apply to Planning and Development, City Manager decides, up to six months. Florida's shelter law (s. 166.0335) also applies. | Official source |
| Unincorporated Santa Rosa County, including Navarre and Pace | An RV may be temporary living quarters while a home is built under a building permit, up to one year from the permit; not written for storm repairs. Florida's shelter law also applies. | Official source |
| Fort Walton Beach and Destin (Okaloosa County) | ||
| City of Fort Walton Beach | No rule found on an official page. Check with the city or county. | Permit office |
| City of Destin | Code bars living in a travel trailer parked on a lot unless the district allows it; no post-storm permit. Florida's shelter law (s. 166.0335) applies after a declared emergency. | Official source |
| City of Niceville | RV occupancy only in an approved RV park. Florida's shelter law (s. 166.0335) applies after a declared emergency. | Official source |
| City of Crestview | Temporary use permit for an RV on a single-family parcel, 180 consecutive days; highway-ready, inspected water, pump-out wastewater. Florida's shelter law also applies. | Official source |
| Unincorporated Okaloosa County | Travel trailers may not be a dwelling in residential districts; no post-storm permit found. Florida's shelter law (s. 125.023) applies after a declared emergency. | Official source |
| Panama City (Bay County) | ||
| City of Panama City | After a City Commission emergency declaration, an owner may live in an RV on the lot while repairing a storm-damaged home, up to one year unless the Commission extends it. | Official source |
| City of Panama City Beach | No rule found on an official page. Check with the city or county. | Permit office |
| City of Lynn Haven | After Governor and Mayor declarations and a City Manager order, an RV as a temporary dwelling by Planning and Permitting permit, up to 18 months plus one 6-month extension. | Official source |
| City of Mexico Beach | Code bars living in a travel trailer outside an RV park; the Hurricane Michael permit ended in 2022. Florida's shelter law (s. 166.0335) applies after a declared emergency. | Official source |
| Unincorporated Bay County | RV living only in parks or temporarily under a County Building Safety building permit. Florida's shelter law (s. 125.023) applies after a declared emergency. | Official source |
| Walton County, coast and inland | ||
| City of DeFuniak Springs | During or right after a state of emergency, the city manager may allow a travel trailer as housing for a limited time. Also allowed during construction on the lot. | Official source |
| City of Freeport | In an emergency such as hurricane damage, a travel trailer may be temporary living quarters for up to six months with a city permit; renewals possible. | Official source |
| Unincorporated Walton County, including Santa Rosa Beach, Miramar Beach, and 30A | An owner may live in one RV while building a home on the parcel, with a building permit and a one-year county permit. No disaster rule; RVs barred in Zone V and Coastal A except RV parks. | Official source |
Inland Florida
| City or county | Rule on living in an RV on your lot | Source |
|---|---|---|
| Chipley and Bonifay (Washington and Holmes counties) | ||
| City of Chipley | City code bars living in a trailer outside RV parks, but Florida law 166.0335 allows one temporary shelter after the declaration when its conditions are met. Ask Planning and Zoning. | Official source |
| City of Vernon | County code applies: an RV may be placed on your property up to 36 months after a natural emergency, under the state law conditions. | Official source |
| Unincorporated Washington County | An RV may be placed on your property up to 36 months after a natural emergency, under the state law conditions. | Official source |
| City of Bonifay | No rule found on an official page. Check with the city or county. | Permit office |
| Unincorporated Holmes County | County FAQ: RVs may not be a primary residence. Florida law 125.023 allows one temporary shelter after the declaration when its conditions are met. Ask the county. | Official source |
| Marianna (Jackson County, FL) | ||
| City of Marianna | Code bans living in an RV and fixed utility hookups to one; conflicts on its face with Florida law 166.0335. Ask the city. | Official source |
| City of Graceville | Travel trailers may not be used for living purposes. Florida law 166.0335 allows one temporary shelter after the declaration when its conditions are met. Ask City Hall. | Official source |
| Town of Sneads | Code bans RV occupancy in town and threatens water disconnection; conflicts on its face with Florida law 166.0335. Ask the town. | Official source |
| Unincorporated Jackson County | Owner may live in an RV up to 18 months while building a new home, with development orders and permits. Florida law 125.023 also applies after the declaration. | Official source |
| Tallahassee (Leon County) | ||
| City of Tallahassee | Post-disaster program can permit an RV on the lot of an uninhabitable home, regardless of zoning, once activated by the City Commission. Six months, extendable. | Official source |
| Unincorporated Leon County | Same post-disaster program as the city, activated by the County Commission. Six months, extendable. | Official source |
Each area page has the full rule, the exact quote, the permit office, and the county emergency management link: Mobile and Mobile County, AL, Baldwin County, AL, Pensacola and Escambia County, FL, Santa Rosa County, FL, Fort Walton Beach and Destin (Okaloosa County), FL, Panama City (Bay County), FL, Gulfport and Biloxi (Harrison County), MS, Pascagoula and Ocean Springs (Jackson County), MS, Hancock County, MS, Brewton and Atmore (Escambia County, AL), AL, Andalusia (Covington County), AL, Dothan and Enterprise (The Wiregrass), AL, Selma (Dallas County), AL, Montgomery area, AL, Tuscaloosa County, AL, Birmingham area, AL, Hattiesburg area, MS, Lucedale (George County), MS, Picayune (Pearl River County), MS, Walton County, coast and inland, FL, Chipley and Bonifay (Washington and Holmes counties), FL, Marianna (Jackson County, FL), FL, Tallahassee (Leon County), FL. Storm facts, safety, and how Additional Living Expenses work are on temporary housing after Hurricane Isaias.
Frequently asked questions
Can I live in an RV on my own lot in Florida after Hurricane Isaias?
Florida law says that after the Governor declares a state of emergency for a natural emergency, a county or city may not prohibit one temporary shelter, such as an RV or trailer, on a residential lot where the home was made uninhabitable, for up to 36 months after the declaration or until a certificate of occupancy is issued, when you are making a good faith effort to rebuild, the unit is connected to water and electric, and you live in it. Escambia, Santa Rosa, Okaloosa, and Bay are among the counties in the Governor's Executive Order 26-211. Permits for the hookups still go through the city or county.
Is there a statewide rule in Alabama or Mississippi?
We did not find a statewide rule in either state on living in a travel trailer on your own lot while you rebuild. It is set by the city, or by the county outside city limits, which is why this table goes city by city.
What does "check with the city or county" mean in the table?
It means we did not find the rule on an official city or county page or in the official code. It does not mean a trailer is allowed or that it is not. Call the permit office listed on the area page and ask whether a permit is needed, how long a temporary unit may stay, and what water, sewer, and power connections are required.
Do you check the rules before a trailer is delivered?
Yes. We confirm the local rules for the property address before delivery, and if a trailer on your lot is not the right fit, we will tell you. On a covered claim we bill the carrier directly under Additional Living Expenses.
Ask about a trailer on your lot
Call or send the request form with your claim number, your adjuster’s contact, and the property address. We confirm the local rules and set up a furnished unit on your property, billed to your carrier where the claim covers it.
Sources, checked October 9, 2026
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- https://codelibrary.amlegal.com/codes/mexicobeach/latest/mexicobeach_fl/0-0-0-3181
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- https://library.municode.com/ms/gulfport/codes/code_of_ordinances?nodeId=PTIICOOR_APXAZO_SIVSURE
- https://library.municode.com/ms/biloxi/codes/land_development_ordinance?nodeId=ART23-4USST_5TEUSST_FSPRECETEUSST
- https://library.municode.com/ms/long_beach/codes/code_of_ordinances?nodeId=COOR_APX1UNLAUSOR_ARTXISUUSRE_PTIGEPR_S124TEEMCORE
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- https://harrisoncountyms.gov/zoning/Ordinances/Harrison%20County%20Unified%20Development%20Code%20as%20amended%20%20011325%20w%20bookmarks.pdf
- https://www.cityofpascagoula.com/DocumentCenter/View/5287/Pascagoula-Unified-Development-Ordinance---92123
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- https://www.co.jackson.ms.us/DocumentCenter/View/1352/Zoning-Ordinance-PDF
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- https://library.municode.com/al/ozark/codes/code_of_ordinances?nodeId=COOR_APXAZO_ARTVIREAPALSEDI_S18TEMOUS
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- https://library.municode.com/al/montgomery/codes/code_of_ordinances?nodeId=APXCZO_ARTVIGEPR_S10.3MODW
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- https://purvis-ms.gov/wp-content/uploads/2025/03/Land-Development-Code-Volume-2-CP.pdf
- https://cityoflucedale.com/wp-content/uploads/2026/07/Land-Development-Code-Updated-06172026.pdf
- https://library.municode.com/ms/poplarville/codes/code_of_ordinances?nodeId=COOR_CH48ZO_ARTIIDISTSP_DIV3ADREAPSPUS_S48-101TESTUS
- https://pearlrivercounty.net/DocumentCenter/View/417/Recreational-Vehicle-Control-Ordinance-PDF
- https://library.municode.com/fl/defuniak_springs/codes/code_of_ordinances?nodeId=COOR_CH18LADECO_ARTVISPUS_S18-53TRTRMOHOMAHO
- https://www.freeportflorida.gov/Documents/Government/Department/Planning/Forms%20And%20Applications/Land%20Development%20Code/Articles/20260113%20LDC%20Article%203.pdf
- https://library.municode.com/fl/walton_county/codes/code_of_ordinances?nodeId=WACOCO_APXCLADECO_CHIIZODI_2.02.00ZODIES
- https://library.municode.com/fl/chipley/codes/code_of_ordinances?nodeId=PTIICOOR_CH44ZO_ARTVIDIRE_S44-164USTRRELI
- https://library.municode.com/fl/washington_county/codes/code_of_ordinances?nodeId=PTIILADECO_ARTIILAUSVEBU_2.06.00REVERV_2.06.01REVERV
- https://holmescountyfla.com/building-planning-zoning/
- https://library.municode.com/fl/marianna/codes/code_of_ordinances?nodeId=PTIIILADECO_ARTIVDEST_S4-6TRCIPA
- https://www.cityofgraceville.com/DocumentCenter/View/139
- https://library.municode.com/fl/sneads/codes/code_of_ordinances?nodeId=PTIICOOR_CH26MAHOREVEPA_ARTIIMAHO_S26-28REVE
- https://library.municode.com/fl/jackson_county/codes/code_of_ordinances?nodeId=COOR_CH42PL_ARTIIILADERE_DIV1GE_S42-62DERETY
- https://library.municode.com/fl/tallahassee/codes/land_development_code?nodeId=LADECO_CH3BUBURE_ARTXIIEMWANNFLAUSPOSATEAC_S3-573RECORE
- https://library.municode.com/fl/leon_county/codes/code_of_ordinances?nodeId=PTIICOOR_CH10LADECO_ARTVIZO_DIV5EMWANOLAUSPOSATEAC_S10-6.501RECORE
- http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0125/Sections/0125.023.html
- http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0166/Sections/0166.0335.html
- https://www.flgov.com/eog/news/press/2026/governor-ron-desantis-issues-updates-state-preparedness-efforts-hurricane-isaias-0
This is general information, not legal advice.