When a storm pushes water into your Louisiana home, the repair can outlast every hotel stay you planned for. 1st Choice Living offers a different option: a furnished travel trailer on your own property, so you can stay close to your home, your job, and your parish while the house is rebuilt. We have done this nationwide since 2004. We have set up housing in Abita Springs, Amite, Arabi, Baker, Baton Rouge, Bogalusa, Breaux Bridge, Houma, Kenner, Laplace, Mandeville, Metairie, New Orleans, Shreveport, Slidell, Thibodaux, and many other Louisiana communities.
Storm surge and flooding in Louisiana
The National Hurricane Center explains that areas along the Gulf Coast, especially Louisiana and Mississippi, are particularly vulnerable to storm surge because the ocean floor gradually deepens offshore. Hurricane Ida (2021), Hurricane Zeta (2020), Hurricane Nate (2017), Hurricane Ike and Gustav (2008), and Hurricane Rita (2005) all made landfall or caused significant damage. The August 2016 inland flooding across the state also displaced families for extended periods.
Wind and water are usually insured separately. The Louisiana Department of Insurance explains that homeowners policies do not cover flood damage, so you file separately if you have a flood policy. Which damage caused what can make a real difference to your living expense coverage, so ask your adjuster early.
How a trailer on your lot works with your ALE
We bill your carrier directly under ALE, so on a covered claim you pay $0 out of pocket and you are not fronting lodging costs waiting on reimbursement. We track your placement against your ALE limit, and you have one named contact from the first call to pickup. Our furnished trailers sleep 2 to 10, are delivered and set up on your property, utilities connected by licensed contractors. We document site conditions at setup and takedown.
Local rules in Louisiana are set by your parish or city
We did not find a single statewide Louisiana rule on living in a travel trailer on your own lot while you rebuild. Permits and placement rules are handled locally, by your parish or city. We check your parish and city requirements before delivery.
Frequently asked questions
Does my homeowners policy pay for a trailer if my house flooded?
The Louisiana Department of Insurance explains that homeowners policies do not cover flood damage, and FEMA's National Flood Insurance Program says its policies do not cover temporary housing or living expenses. If your home had covered damage such as wind, ask your adjuster how ALE applies.
Do I need a parish permit to live in a trailer on my lot?
It depends on your parish or city. We did not find a statewide Louisiana rule. We check local requirements before delivery.
Who pays for the trailer?
On a covered claim, we bill your carrier directly under ALE and you pay $0 out of pocket.
Get started
Send us your claim number, your adjuster's contact, and the property address. We confirm parish and city requirements and set it up on your lot.
Want the details on placement first? Read about on-site RV housing.